Job description:

This is a career-track position for an ambitious graduate looking to become a fully licensed Representative and Key Individual (KI). Initially, you will focus on Short-Term Insurance (Commercial & Personal Lines) and Investments to build a solid foundation in risk management. Over time, you will expand your scope to include, Medical and Life products. You will work directly with experienced planners to manage client portfolios, transitioning from a graduate into a high-performing, independent Financial Advisor.

Main Responsibilities:

• Administration: Managing the daily operational workflow, including policy updates, data capturing on the CRM, and general record-keeping to understand the backbone of the business.
• Short-Term Insurance Management: Lead the quoting, renewal, and claims administration process for Personal and Commercial lines.
• Risk Analysis: Conduct detailed risk assessments for clients to ensure their assets are correctly insured against specific threats.
• Client Portfolio Management: Assist in drafting Financial Needs Analyses (FNA) and reviewing broader client portfolios.
• Regulatory Compliance: Manage the FICA and FAIS compliance process for new and existing clients.
• Business Development: Identify opportunities to grow the practice's short-term book through professional networking.

Desired Experience & Qualification:

• Primary Qualification: Bachelor of Commerce in Financial Management (School of Business).
  • Why this degree: Provides the critical baseline in Risk Management, Investment, and Taxation required for FSCA compliance.
• Alternative Qualification: Advanced Certificate in Financial Planning (School of Business).
  • Why this qualification: Specialized focus on Personal Financial Planning and Income Tax Planning.
• Experience: Final Year Student or New Graduate.

Competencies:

• Computer Literacy & Microsoft 365: Proficiency in the Microsoft Office suite (specifically Excel, Word, and Outlook) is essential for efficient administration and client data management.
• Attention to Detail: Critical for reviewing policy wordings, schedules, and exclusions in Short-Term contracts.
• Ethical Judgement: Uncompromising integrity regarding client data and advice.
• Interpersonal Skills: Ability to build long-term trust and rapport with clients.

Requirements:

• Clear criminal and credit record (Non-negotiable for FSCA registration).
• Commitment to completing RE5 (Regulatory Exam) within the first 6 months.

Nice to have:

• Knowledge of the FAIS Act and FICA regulations.
• Specific interest in the Short-Term Insurance

Job Type & Contract Length: 6-Month Contract (With review for renewal/permanency based on performance) and subject to our internal resource requirements.

Geographical Location: Durban North, KZN.

Office based or remote: Primarily Office-Based, with occasional remote work and client site visits.

Additional information/ comments: We are looking for future partners in the business, not just employees.